Learning to discern the difference of a need and a want is crucial when it comes to saving for something that you truly, absolutely, undoubtedly cannot live without. I go shopping a lot and when I say a lot, I mean A LOT. There was a time, not that long ago, that I was spending recklessly trying to keep up with the things that I wanted and not focusing on what I truly needed. It is so easy to get caught up in trends and have no regard that you are jeopardizing the security of your wallet or bank account. I learned quickly that saving to buy things that I want is better than impulse buying. Impulse buying usually comes with regret. I created a thought process I have to control myself when I go to the store. Mind you, I am not running around the mall or boutiques like I have rabies. It is just so easy to spend money without thinking about it twice.
I ask myself a few questions after staring at an item for so long.
- How versatile is this?- Meaning how many ways can I wear this item and do I have things already in my closet that go with such item.
Okay, to me, having versatile items in your closet is essential to creating a wardrobe. If you have a whole bunch of things that can only be worn on certain occasions or with one other clothing item than, honey, you are not helping yourself. I am not saying that you can’t buy a dress to go to a party or shoes to go solely with that dress but when you buy something think of how versatile it is.
- Is this item available online?
I ask myself this question because I don’t want to feel like I have to leave the store with that particular item. More often than not I can find what I am lusting after online and, if I am really lucky, at a lower price.
- Is it worth it?
Even though everyone around you has the item, is it worth it to you? There have been countless times where I see something that a friend has and I get it and think “Hmm, not exactly what I was expecting…”. What works for one person may not work for you and vice versa.
If you think you can’t save, trust me, you can.
A few ways to save:
- Start with the loose change at the bottom of your purse, backpack, or couch. Change is still money my friends.
- Decide that you are going to put X amount of dollars away each time you get money. (My X amount started at $5 because I felt like it wouldn’t hurt to save that much. Now my X amount is $50)
- Let your closest friends know you are saving. Trust me they will ridicule you if you even think about buying something not needed.
- Cut out excess spending. Do you need to eat out? Do you need that coffee? (You will be surprised how much you save this way)
- Know that saving is not only great for items you want, but for emergencies as well.
This is a snapshot of the items I have been been wanting and not needing (trust me, there is more). If I were to order these all right now, that would be a fairly large bill. ($330 to be exact)
- Patent Leather Ruby Red Tieks $195, I have a pair of black ones that are matte and believe you me they are worth the money.
- Naked Palettes $50 each
- Dior Nail Glow $24
- Dior Addict Lip Glow $31
- Dior Addict Gloss $30
What are some things that you save for? Have you recently purchased any of those items?
X’s and O’s